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If you were recently involved in a car accident in Utah, you are likely facing a number of challenges. From obtaining the proper medical care for your injuries to getting your vehicle repaired to managing your everyday expenses while out of work, the aftermath of a serious accident can be overwhelming.

The good news is that you could be entitled to financial compensation, regardless of how the accident occurred or who was at fault. With the help of Steele Adams Hosman and our dedicated car accident lawyers in Salt Lake City, you can help ensure maximum compensation.

There is no cost and no risk in speaking to a member of our team about your legal options, and we only collect legal fees if we recover a settlement or verdict for you. So, you can rely on the legal services of our Utah auto accident attorneys for the help you need after a Salt Lake City accident.

Schedule a complimentary case evaluation with our Salt Lake City car accident lawyers today! Call Steele Adams Hosman at (801) 816-3999 or contact us online using our secure submission form.

Types of Car Accident Claims

We encourage you to reach out to our firm right away if you were recently involved in an auto accident. The sooner our Salt Lake City car accident lawyers can review the details of your situation and begin building your case the better. 

We are prepared to take on even the most complex of cases, including claims involving:

We have successfully recovered millions of dollars in compensation for victims of all types of motor vehicle accidents, including those involving:

Common Causes of Utah Car Accidents

Our car accident lawyers in Utah are prepared to investigate your crash to figure out its cause and how it correlates to fault and liability. With ample evidence in hand, we can challenge the opposition and work towards a fair settlement faster.

Four of the worst and most common causes of car accidents are

  • Distracted driving: Drivers of all ages distracted themselves with their smartphones these days. Other forms of driver distractions include eating, drinking, talking with passengers, adjusting the music, and so on.
  • Drunk driving: After just one alcoholic drink, a driver’s ability to safely drive will be compromised. Drunk drivers usually experience blurred vision, poor vehicle steering control, slow reaction times, and inaccurate estimations of speed and distance.
  • Speeding: Reckless driving is a serious problem throughout Utah and the rest of the country. Out of all the forms of reckless driving, speeding is the most common and often causes the most devastating accidents.
  • Exhaustion: When a driver is exhausted after a long day of work or a restless night, they will experience side effects as if they were intoxicated. Exhausted driving is an even bigger issue among commercial truck drivers.

Serious Injuries Caused by car accidents in utah

Motor vehicle accidents are among the leading causes of preventable severe injuries in the country. Even when using a seatbelt and airbags, you can be seriously injured in a wreck.

Semi-permanent injuries like whiplash can even occur in low-speed collisions, so don’t let an insurance company push you around and insist that your injuries “can’t be that bad” because your crash happened below highway speeds.

Catastrophic injuries often suffered by victims of intense car accidents include:

  • Traumatic brain injuries (TBIs)
  • Whiplash
  • Permanent scarring
  • Spinal cord injuries
  • Amputations
  • Broken bones

Do You Need to Prove The Other Party is at Fault To File A Claim

Because Utah follows a no-fault car insurance system, you do not need to prove that someone else was to blame for the crash in order to file a claim; however, you could face a number of difficulties in getting your claim paid.

Click on any of the topics below to jump to that section on the page:

Is Utah a No-Fault Car Insurance State?

Utah is a no-fault car insurance state. This means that everyone who drives a motor vehicle in the state must carry no-fault, or personal injury protection (PIP), insurance.

The minimum PIP coverage in Utah is $3,000. After an accident, you can file a PIP claim and receive up to this amount in compensation for certain economic damages, such as medical expenses and lost wages. You do not need to prove that the other driver (or another party) was at fault for the accident in order to file a PIP claim; you can be compensated for your damages even if you were partially, mostly, or entirely to blame.

Going Outside the No-Fault System

The downside of no-fault insurance is its limitations. PIP only covers a certain percentage of specified damages, and it does not provide any relief for non-economic losses, such as pain and suffering. If your medical expenses and other covered damages exceed your PIP coverage, you may need to step outside the no-fault system in order to recover fair compensation for your losses.

There are two ways to go outside the no-fault system and bring a claim against an at-fault driver’s insurance company.

  1. The first is to prove that you sustained more than the covered amount (i.e., $3,000) in medical bills.
  2. The second involves proving that you suffered “serious injuries,” as defined by the state.

In Utah, a “serious injury” is one that results in at least one of the following:

  • Dismemberment
  • Permanent and significant disfigurement
  • Permanent disability
  • Permanent and significant impairment

If your injury meets the state’s “serious injury” threshold, you can not only seek no-fault insurance benefits, but you can also bring a third-party injury claim against the at-fault driver’s insurance provider. Additionally, you could have grounds for a personal injury lawsuit against the liable party if the insurance company refuses to settle or disputes your claim.

This also applies when a car accident results in the death of another individual. If your loved one died in an accident, you could have grounds to file a wrongful death claim or lawsuit without having to stay within the confines of the no-fault system.

What is the Statute of Limitations for Car Accident Claims in Utah?

Car accident lawsuits are subject to the same statute of limitations as standard personal injury cases in Utah. This means that you have four years from the date of the accident (in most cases) to file your lawsuit. Note that this does not apply to PIP or third-party injury claims, which may be subject to different and stricter deadlines.

Passenger Injuries

As a passenger who has been injured in a car accident, you have your options to seek compensation. It depends on the type of insurance you carry, the severity of your injuries, and who was responsible for the accident.

If you have PIP insurance, then it can provide for your medical bills in most cases, even though you weren’t a driver. If you don’t or your injuries are severe, then we can talk about filing a claim against the correct driver, who might be the person who was driving your car. We know how to carefully navigate a claim to avoid causing further frustrations between you and the defendant if you know them personally.

Utah Car Accident Injury FAQ

We think it is always worth hiring a car accident attorney because of all the ways we can make your life easier. You don’t need to deal with the opposing insurance company, calculate your damages, or study liability law because we do all of that for you. With our contingency fees, it is virtually risk-free to your finances to hire us, too.

You should get a car accident lawyer as soon as possible. You want them to start on your case right away so they can collect evidence, review the facts of the crash, and contact all involved parties in order to secure maximum compensation for you.

In Utah, you can still make a recovery if you are hit by an uninsured motorist thanks to your PIP insurance. If you also purchased uninsured/underinsured motorist (UM/UIM) insurance as part of your auto insurance policy, then you can use that policy to get even more coverage through a first-party claim.
You can also talk to our attorneys about filing an injury claim directly against the uninsured driver’s personal assets, which can be complicated, especially if they don’t have many finances to spare.
Car accident claims are handled a bit differently when a vehicle is totaled. You won’t be pursuing a repair. Instead, you’ll need to get your vehicle replaced. But first, it has to be evaluated at a fair value to its condition immediately prior to the collision.
Our attorneys can help you with the process of working with an appraiser to get a fair evaluation, rather than a lowball number that the opposing insurance company might suggest.

Even with a no-fault system like in Utah, an attorney may still be necessary. They can help you file claims promptly and make sure that you are fully compensated for your economic losses from the incident. Additionally, if your injuries rise above the serious thresholds outlined by state law, then working with an attorney will enable you to seek full compensation for both economic and non-economic losses.

We encourage you to ask our attorneys anything you want. There’s no such thing as an off-limits question about your case or our experience as car accident lawyers. But, to start, you might want to ask about how many such cases we’ve handled in the past, our victories, and any limitations there might be to your case. These topics are good ways to get more information about your chances and our firm.

A denied car accident claim is not the end of your chances to recover comfortably. It is just an obstacle that you would’ve preferred not to encounter. To begin, save a copy of any denial letter you are given. Next, our attorneys can investigate the reasoning behind it and challenge the denial if we think it was unjust. Afterward, we can attempt to settle the claim. If that is not likely, then litigation might follow.

Commonly, it is recommended that drivers get at least three repair estimates after being in a car accident. The worse the damage or the more the insurance companies fight your claim, the more important it becomes to get more estimates. You want to be able to prove that you are asking for a fair amount, so the opposing insurer has little room to negotiate down.


Getting back on your feet after a serious car accident can be difficult, but with the right legal team by your side, you can feel confident knowing that someone is protecting you and your rights.

At Steele Adams Hosman, we are known for aggressively advocating for our clients and for taking cases to trial whenever necessary. We have secured some of the largest results in the area and are ready to do everything possible to maximize your recovery.

We proudly offer compassionate, client-focused service. When you choose our firm, you will receive direct, personal attention from your attorney from start to finish.

We believe in building attorney-client relationships built on honesty, trust, and communication, and we collaborate with our clients to ensure that we are always on the same page when it comes to legal strategies and goals.



At Steele Adams Hosman, we are committed to getting you the compensation you deserve after an injury. Call our team today for a free consultation with one of our attorneys. There is no fee unless we win your case!


Millions Recovered for Our Clients

Millions recovered in the last year alone. We do what it takes to get the best possible outcome for all our clients.

Motor Vehicle Crash

Settlement for our client that was injured in a motor vehicle accident.
Motor Vehicle Crash

Jury verdict in minor impact soft tissue case.
Motor Vehicle Crash

Our attorneys were able to settle this case for 25 times the initial offer.
Motor Vehicle Crash

Our team settled this case for 4x the insurance policy limits.

What Our clients are saying

The Opinions that Matter Most

Professional and Transparent!

“Justin was very professional and transparent to what was going on with the case. I would recommend Justin or anyone he associates with in a heartbeat.”

-Nate L.

Organized and Efficient.

“We have used Chase Adams extensively as our legal counsel for the past several years. I have recommended Chase to family and friends who are in need of legal services. He is very organized and efficient, and understands the law & does his research.”


Pleasant and Painless.

“Jeff walked me through the whole process, making it pleasant and painless. I would recommend this law firm highly to anyone and everyone.”

-John A.

There is no fee unless we win your case

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